Card Details
Benifits
- 1.5% cash back on every purchase
- Bonus cash back for the first 3 month
- No annual fee
- Long 0% intro APR
Pros:
Chase Freedom UnlimitedSM has created an excellent way to earn cash back on every purchase you make. Not only can you will receive 1.5% cash back, but you can also gain a bonus of $150 when you spend at least $500 within the first three months. You’ll also appreciate the card in the long run; by using Chase Sting Reserve℠ or Chase Sapphire Preferred®, you can combine and increase your points’ value. By doing this, redeeming your points for cash back, airline miles or other rewards is easier than ever. Plus with 0% intro APR for 15 months on both purchases and balance transfers and no annual fee, the rewards just get better and better!
Cons:
The card charges 5% balance transfer fee ($5 minimum) and a 3% foreign transaction fee, which will cost cardholders much money in interest. Chase Freedom Unlimited card also has no bonus categories.
Summary:
The Chase Freedom Unlimited℠ card is an ideal choice for anyone looking to use it primarily for making purchases. Its unlimited 3% cash back rewards on the first $20,000 spent in the first year can really add up, making it a very lucrative option. Additionally, users may take advantage of its 0% Intro APR on Purchases for 15 months and Low Regular APR afterwards. As one of the highest-rated reward cards available right now, it surely stands out among its peers and offers unparalleled value that is difficult to beat. With no annual fee and an array of features and benefits, this card provides users with an opportunity to maximize their savings while still enjoying the security and convenience a credit card can offer.
No.6 Chase Freedom®:
Card Details
Benifits
- No annual fee
- Cash sign-up bonus
- Cash back bonus
- Rotating bonus categories
Pros:
The Chase Freedom Rewards Credit Card offers a great way to save on purchases and can really pay for itself. With 5% cashback on rotating bonus categories, like restaurants, gas and groceries, you can get big discounts on necessities – plus great savings when you stock up at wholesale clubs. And if you open an account now, you’ll receive an additional $150 bonus after spending $500 in the first three months. With all these rewards available, the Chase Freedom Rewards Credit Card is an excellent choice for savvy money-savers!
Cons:
It requires cardholders of Chase Freedom to opt into the bonus category each quarter to get the perks for the entire quarter. You cannot get the 5% cash back if you forget to do in that way. Meanwhile, you might earn more rewards with another card if you don’t spend much to maximize the bonus categories.
Summary:
Rated as one of the best rewards credit cards, the Chase Freedom is available to people without an annual fee or the complicated redemption program. The cardholder will easily earn substantial cash back if they spend on the items in the 5% bonus categories as most people do.
No.7 Citi® Double Cash Card:
Card Details
Benifits
- No annual fee
- Free FICO score
- High rewards rate
- Balance transfers
- Simple rewards
Pros:
If you want to maximize your cash back rewards on everyday purchases and payments, the Citi Double Cash Card is a great choice. With no annual fee and two tiers of 1% cash back – one for making purchases and another for paying them off – it’s one of the best rates available. And with the ability to redeem your hard-earned cash for a statement credit or check, signing up for this card is an absolutely rewarding experience!
Cons:
Many customers may be disappointed to learn that the card carries a 3% foreign transaction fee, making it less than ideal for spending abroad. Moreover, other cards on the market can offer higher cash back percentages in certain spending categories. However, the combination of convenient rewards redemption and no annual fees still make this card an attractive option compared to other options out there.
Summary;
The Citi Double Cash Card makes it easy to get rewards, and is one of the best cash back cards on the market. With this card, people can quickly accrue a generous amount of cashback by earning 1% back on every dollar they spend and then getting another 1% when they pay off their balance. The spending process doesn’t need to be complicated either—users can use the mobile app to manage payments, track purchases, and even set up notifications for when their payment is due. Additionally, there are no late fees for monthly payments, allowing users to pay when it’s convenient for them. All in all, the Citi Double Cash Card is an ideal choice for anyone looking for the convenience of a straightforward cash-back rewards program with added flexibility.
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